The Process

The resolution cycle, step by step.

A structured, transparent path from messy credit report to mortgage-ready score.

01

Forensic credit audit

We pull all three bureau reports and run them through a 24-point audit, identifying every reporting error, statute violation, and leverageable discrepancy.

  • Tri-bureau report ingestion
  • FCRA compliance check
  • Metro-2 format analysis
02

Strategic dispute filing

Our specialists draft custom dispute letters citing the exact federal statutes that apply to your situation — no recycled templates, no fluff.

  • Hand-drafted, statute-cited letters
  • Round-by-round escalation plan
  • Direct-to-creditor follow-ups
03

Score optimization & monitoring

While deletions roll in, we coach you on utilization, account mix, and credit-building moves so the gains compound and stay locked in.

  • Live dashboard tracking
  • Monthly strategy calls
  • Credit-building playbook

See the process work for you.

Start with a free credit audit. No card required, no obligation.

Start Free Audit

No credit card required · 100% CROA-compliant