Questions, answered straight.
If something here doesn't cover it, our team replies within one business day.
How fast will I see results?
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Most members see their first deletions within 30–45 days. Full clean-ups typically run 3–6 months depending on profile complexity.
Is credit repair legal?
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Yes. Federal law (FCRA, FDCPA, CROA) gives you the right to dispute any item you believe is inaccurate. We operate strictly within those statutes.
Can you guarantee a specific score increase?
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No reputable credit-repair firm can. Results depend on your unique profile. We can guarantee the work, the strategy, and full transparency on what we file.
What can be removed from my report?
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Any inaccurate, unverifiable, or outdated item: late payments, collections, charge-offs, repossessions, bankruptcies, inquiries, and identity-theft accounts.
Do you offer a money-back guarantee?
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Our Recovery plan is month-to-month with no contract. If we don't deliver value, you cancel. No exit fees.
Will disputing hurt my credit score?
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No. Filing disputes does not impact your credit score. Only the bureau's response to the dispute can change reported items.
Still have questions?
Start with a free credit audit. No card required, no obligation.
Talk to a SpecialistNo credit card required · 100% CROA-compliant